Minke is a non-custodial wallet, meaning only you have access to your money, not Minke, not anyone else. We believe self-custody is the safest way to protect your money in the long-term.
Minke also never takes fees on your interest earned. We give you direct access to the saving protocols like Aave and mStable and you earn the full interest directly from them.
Other centralized providers pay out fixed or variable fees but typically make their money from the interest they earn above the rate they pay you. This also incentivizes them to chase riskier places to invest your money so they can earn higher fees.